Is Affinity Bank insured by the FDIC?
Affinity Bank is a member of the FDIC.
Our depositors' accounts are insured up to the legal limit by the
FDIC ($100,000 per depositor).
Affinity Bank is across the country from
my home town, and I do a lot of traveling. Is it practical for me
to bank with you?
Affinity Bank was originally designed to serve the Good Sam RV club,
with one million members across the United States. We've designed
our products and services so that there are multiple ways to access
them. Doing business with Affinity Bank is as easy as dialing a
toll-free number from any phone in the continental United States,
or sending us a snail mail or e-mail (see our contact
us page).
[top]
What is Affinity Bank's connection to
the Good Sam Club?
The Good Sam Club is a sister company and we have been providing
banking services to its members for many years. The Good Sam Club
philosophy of friendliness, customer service and extra benefits
is continued at Affinity Bank.
What is the penalty for early withdrawal
on a CD account?
Deposits With an Original Maturity of 89 Days or Less:
An amount equal to 30 days interest at the interest rate in effect
at the time of withdrawal (computed on a simple interest basis).
Deposits With an Original Maturity of 90 Days to 364 Days:
An amount equal to 90 days interest at the interest rate in effect
at the time of withdrawal (computed on a simple interest basis).
Deposits With an Original Maturity of 365 Days to 1824 Days:
An amount equal to 180 days interest at the interest rate in effect at the time of withdrawal (computed on a simple interest basis).
Deposits With an Original Maturity of 1825 Days or More:
An amount equal to 365 days interest at the interest rate in effect at the time of withdrawal (computed on a simple interest basis).
[top]
Do I have to pay California State tax
on the interest earned from my account if I'm not a California resident?
No. Interest would be reported on federal tax forms and in the customer's
state of residence, if applicable.
Do you offer Free Checking?
Affinity Bank does offer Free Checking.
You may also review a comparison
of the different Checking and Money Market accounts that Affinity
Bank offers.
Do you offer debit cards?
The Affinity Bank Debit MasterMoney™
Card is currently available (upon approval) with all of our
Checking and Money
Market accounts, as well with our Gold
Savings account. To apply for one, simply call us toll free
at 800-489-1562. Or, send in the New Account enrollment
form to open a money market checking or a checking account.
[top]
Can I inquire about my account over the
phone anytime of the day?
Affinity Bank offers Affinity Bankline service that allows
you to access information about your account, transfer funds between
your accounts, confirm automatic deposits and withdrawals, and verify
outstanding check clearance. Affinity Bankline is available
24 hours a day, 7 days a week, 365 days a year. The toll-free telephone
number is 800-489-1690.
Do you offer direct deposit?
We accept direct deposits (ACH transfers), from other institutions;
however, we do not currently originate them.
[top] |
