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CHECKING

Affinity Bank offers a variety of Business Checking account products to meet your business' needs:

  Free Business Checking Business Interest Checking
  Basic Business Checking Analyzed Checking
  Business Money Market Checking Attorney Client Trust Account

Not sure which is right for your business?
      — see our Business Checking Comparison

Investment Sweep Account
Achieve competitive market returns from excess checking account balances.

  Overdraft Protection
  Allpoint ATM Locator and other ATM Locations
 Free Business Checking

...A great money saving tool for businesses with low transaction and cash needs.

With Free Business Checking, your business has NO…

  Monthly Service Charges
  Minimum Balance Requirements
  Affinity Online Banking Charges
 

Affinity Bill Pay Fees

Minimum Balance to Open Monthly Service Charge
$100 $0 (none)

Plus, enjoy these additional benefits:

 

Ability to make up to 20 deposits per cycle

  Deposit ATM Card
 

Overdraft Protection

 

Merchant Card Processing Services Available

 

24-Hour Telephone Banking Access with Affinity Bankline

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 Basic Business Checking

...Designed for budget-minded business with moderate cash and transaction activity.

Basic Business Checking Benefits:

  Low Monthly Service Charge†
  Ability to make 25 deposits and up to 75 checks paid per month
  Deposit ATM Card Available
 

Overdraft Protection

 

Merchant Card Processing Services Available

  Free Affinity Online Banking
  Free Affinity Bill Pay
 

24-Hour Telephone Banking Access with Affinity Bankline

Minimum Balance to Open Monthly Service Charge
$100 $6

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 Business Interest Checking

...An easy to use, interest earning account for Sole Proprietors and Non-Profit Organizations (only).

Business Interest Checking lets you offset checking fees by earning interest for your business AND enjoy these features:

  Competitive Interest
  Low Monthly Service Charge†
  Ability to make 25 deposits and up to 250 checks paid per month
 

Deposit ATM Card Available

 

Overdraft Protection

 

Merchant Card Processing Services Available

 

Free Affinity Online Banking

 

Free Affinity Bill Pay

 

24-Hour Telephone Banking Access with Affinity Bankline

Minimum Balance to Open Monthly Service Charge
$100 $10

... Don't Pay It!

Two easy ways to avoid a monthly service charge:†

  Maintain a $2,500 minimum daily balance, or
  Maintain a $10,000 combined minimum daily balance in all of your business accounts

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 Analyzed Checking

...A good choice for businesses with high activity and balances where earning credits can offset monthly fees.

Features of Business Analyzed Checking:

  High activity means more credits for your business
  Account analysis helps to clearly define the amount of collected funds necessary to eliminate monthly service fees
  Merchant Card Processing Services Available
 

Free Affinity Online Banking

 

Free Affinity Bill Pay

 

24-Hour Telephone Banking Access with Affinity Bankline

Minimum Balance to Open Monthly Service Charge
$100 variable†

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† For associated fees, please refer to the Business Schedule of Fees and Charges or the Business Banking Account Agreement.


* Rate information is accurate as of July 28, 2008 and is subject to change. Interest is compounded daily. See additional terms and conditions governing Business Accounts in the Business Accounts and Services Account Agreement and Business Schedule of Fees and Charges. Fees could reduce earnings on these accounts. For CDs or other term deposit accounts, early withdrawal penalties may apply.