LIFE INSURANCE
Have you thought about what would happen in the event of your death?
	•	Would your spouse be comfortable living on your retirement savings?
	•	Is your family prepared to pay estate taxes after you’re gone?
	•	Will your family have the resources to support their current lifestyle in the case of your premature death?
	•	Should something happen to your business partner, could you take full control of the company legally?

Life Insurance can help protect the people you love and the things for which you have worked so hard. It also can provide you with the peace of mind of knowing that your loved ones will be provided for after you’re gone. When planning your insurance coverage, you should consider:
	•	The amount of money you need to provide for your family
	•	The available cash flow you have to pay for coverage
	•	The time period for which you need coverage

The Financial Consultants with Investment Services at Affinity Bank can help you define your life insurance needs, and help you choose from a wide range of insurance products including term, whole life, universal life, and long-term care, to name a few.

PLANNING FOR BUSINESS CONTINUATION
There are steps you can take to help you to protect what you worked so hard to build.

A Buy/Sell Agreement is a legally binding contract (funded through life insurance) that can help ensure the smooth continuation of your business or provide your heirs with the cash necessary to retain your business interest.

Key Person Insurance is a type of protection that can help reduce or eliminate the financial loss in the event of the death, retirement or disability of an essential employee.

To learn more about insurance products and how they may help you reach your long-term financial goals, visit or call any Affinity Bank branch to speak with a Financial Consultant with Investment Services at Affinity Bank.