Are you looking for an investment that provides diversification?

Then you should consider a Mutual Fund.

When you purchase shares of a mutual fund, your dollars are invested in a large number of companies all at once, and your investment risk is spread out over many stocks and companies, not just one.

Mutual funds pool money from a range of many investors to invest in the market. When you invest in a mutual fund, not only do you get diversification*, but you also benefit from the expertise of professional money managers. Each fund has one or more managers who are trained in money management and review the fund’s performance and composition on an ongoing basis.

Mutual funds appeal to many investors because of their liquidity: they are readily available and easy to sell. With mutual funds, you can cash in your shares at any time for current market value. In this way, you always know that you can get access to your funds, if it becomes necessary**.

Mutual funds offer the opportunity for growth, but also involve certain risks. Over the years, there are some funds that may perform consistently better than investments made by individuals who may not have the benefit of professional money management, diversification and liquidity***. Therefore, mutual funds may be suitable for investing for future needs, like retirement.

Selling the shares of the funds may result in a taxable event, in addition to surrender and/or sales charges. See your tax advisor before engaging in a strategy where selling shares may occur often.

For more complete information about mutual fund shares, including charges, expenses, investment objectives and operating policies and risks, please obtain a prospectus from your Financial Consultant. Please read the prospectus carefully before investing or sending money. Investors should carefully consider the investment objectives, risks, charges and expenses before investing and that the prospectus contains this and other information about the investment company.

To learn more about mutual funds and how they may help you reach your long-term financial goals, visit any Affinity Bank branch to speak with a Financial Consultant with Investment Services at Affinity Bank.