Jump-up certificate of deposit
The Jump-Up Certificate of Deposit allows you to increase the rate on your account if rates rise during your term. One year term accounts allow you to raise your rate one time, two year account terms allow you to increase your rate twice.


Term
APY*
1 Year
3.45%
2 Year
3.45%
$1,000 Minimum Deposit to Obtain APY


If you currently have a CD with another bank, use our CD Alarm Clock and we'll remind you when it's coming due.

Your Jump-Up CD also comes with these important features:
Low opening deposit – as little as $1,000.
Bank by mail – we even provide the postage-paid envelopes.
Automatic renewal at maturity for the same term at the then-current rate, unless you instruct us otherwise.
Interest compounded daily and paid to your account quarterly.
FREE Affinity Online online banking to monitor your account activity from your computer.
Toll-free Affinity Bankline telephone service for current rates and account information.
The option to have interest left in your account to compound and maximize your return, automatically transferred into another account or mailed to you.

We’ll even lock in our current rate for up to ten business days if you need time to gather your funds or wish to make your initial deposit by mail. Click here to open your account, or if you have any questions, please call us at 800-489-1562.

Open An Account
See our Savings Account Comparison for an overview of our Savings Plans.





Other fees and charges may apply. Minimum balances required to open the account and to obtain the APY.

Substantial penalty for early withdrawal.

* APY (Annual Percentage Yield) information is accurate as of August 18, 2008 and is subject to change. These rates may not be available at all locations. See additional terms and conditions governing deposit accounts in the Deposit Account Agreement and Schedule of Fees and Charges sent with your new account materials. Fees may reduce earnings.