Deposit
Tier Levels |
APY* |
$100 |
.50% |
$5,000 |
1.75% |
$7,500 + |
3.00% |
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All we ask in return is that you actually use the account – that means at least 10 checks or debits must clear your account each month to avoid a monthly service charge.
What counts toward the 10?
- Writing a check and having it post to your account
- Using our Bill Pay to pay a bill
- Paying bills at your payee’s site (such as going to your cable TV company’s website and paying from your checking account or linked debit card)
- Having payments automatically deducted from your account
- Using your debit card to make payments when you buy gas or groceries or anything else
- Even withdrawing cash from an ATM counts!
You can do that!
Hey, it’s your money; you may as well earn something for keeping it with us. Plus, because interest is calculated DAILY (credited monthly) even if you only have BIG balances in your account just a few days per month – your money still earns the BIG interest rate for those days. Check to see if your bank does that.
See our Checking Account
Comparison for an overview of our Checking and Money Market
accounts.
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*APY information is accurate as of December 1, 2008 and is subject to change without notice. Interest is calculated daily and paid monthly. Accountholder must have a balance of $7,500 or more to earn the 3.00% Annual Percentage Yield (APY) - balances between $5,000.00 and $7,499.99 will earn 1.75% APY and balances between $100.00 and $4,999.99 will earn 0.50% APY. Minimum balance to open account and earn interest is $100. This is a variable rate account. Rates may change after the account is opened. A minimum of ten (10) checks/debits must be paid against the account per statement cycle (except internal transfers) to avoid a monthly service charge of $20. A $25 fee is charged for accounts closed within 90 days of opening. Fees may reduce earnings. Identity Theft Resolution applies to the first two owners of the account.
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