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Regsiter with Affinity Bank
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IRAs
     
to start planning for your retirement (or add to your current retirement investment) with our Individual Retirement Accounts (Traditional, Roth and SEP). We have a plan to meet your goals, whether you're saving for your child's education, your first home, or a more comfortable retirement, we'll help you get there.


A Traditional IRA can allow you an immediate tax break while allowing your money to grow faster thanks to the power of tax-deferred compounding.
If you are expecting your tax rate to be the same after you retire you might want to think about a Roth IRA.
With a SEP IRA you can provide retirement benefits for you and your employees.
Saving for your children’s – or grandchildren’s – education can be a little easier with the Coverdell Education Savings Account (CESA), a tax-advantaged investment tool created for the purpose of funding the future cost of a child’s qualified education expenses.

For a brief overview of these tax-advantaged savings programs, please see our IRA Account Comparison. You may also be interested in looking at one of our Retirement Calculators.

Your interest is compounded daily and the earnings are automatically reinvested.

Term
APY* Minimum Investment
7 day
0.50% $500
1 year (Add-to)
3.50% $500
2 year
4.25% $2,000
3 year
4.25% $2,000
4 year
4.25% $2,000
5 year
4.25% $2,000

Click here to open your account, or if you have any questions regarding rates or transaction limitations, please call us at 800-489-1562.

Minimum balances required to open the account and to obtain Annual Percentage Yield (APY).

Early withdrawal penalties may apply.

* APY (Annual Percentage Yield) information is accurate as of July 28, 2008 and is subject to change. These rates may not be available at all locations. See additional terms and conditions governing deposit accounts in the Deposit Account Agreement and Schedule of Fees and Charges sent with your new account materials. Fees may reduce earnings.